Credit repair plans and pricing

Credit Polish is $79.99 a month, Credit Remodel is $109.99 a month and Clean Slate is $139.99 a month. Credit Polish and Credit Remodel have a $99 initial work fee, and Clean Slate has a $195 initial work fee. See every feature on the plans and pricing page.

If you sign up for any program and don't see any questionable items deleted from your credit in 90 days, you're entitled to a full refund, subject to the terms on our guarantee page. To qualify you need to stay active and current on payments for the first 90 days, avoid adding new negative accounts, and send proof of identity within 5 days of signing up. Refund audits are requested by phone between day 91 and day 120.

Credit Polish fits people with a few negative items. Credit Remodel adds inquiry targeting and real-time account sync for people with several collections, late payments or inquiries. Clean Slate is our most aggressive plan, with unlimited challenges to the 3 bureaus and three-bureau reports, for files with many negative items. A specialist can recommend one during a free consultation.

Nothing is charged when you sign up. The initial work fee is charged once your first disputes are sent, usually about 6 days after enrollment, and the monthly fee follows. We never bill in advance of services performed. The one-time initial work fee covers your first round of work. Add a family member in your household and you pay only one first work fee.

Yes. Under the Credit Repair Organizations Act you can cancel within 3 business days of signing without penalty or obligation. After that you can cancel by contacting your specialist. Canceling during the first 90 days ends eligibility for the money-back guarantee.