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90-day money-back guarantee

If you sign up for any program and don't see any questionable items deleted from your credit in 90 days, you're entitled to a full refund, subject to the terms on our guarantee page.

How the guarantee works

The goal of credit repair is to remove questionable negative information from credit reports. It isn't an exact science, and there are cases where we may be unsuccessful. That's why every client is protected by our 90-day guarantee. If you sign up for any program and don't see any questionable items deleted from your credit in 90 days, you're entitled to a full refund. This doesn't mean your credit will be completely fixed in that period, but you should see some of your questionable negative items deleted or get your money back.

To apply for a refund, contact your service specialist by phone so we can verify your identity.

Terms and conditions

The Credit Saint money-back guarantee is strictly subject to you meeting these terms:

  1. 1Eligibility for a refund does not start until day 90. You must be an active participant in the program for 90 days. Cancellation or failure to pay during the initial 90 days of the program voids this guarantee.
  2. 2You do not create or cause any new derogatory trade lines to be added to your credit report after your participation in the applicable program begins.
  3. 3You make all payments due and owing to Credit Saint per this agreement in a timely manner.
  4. 4You mail, fax or email to Credit Saint proof of your identity, such as a copy of your driver's license and a copy of your Social Security card, within five ("5") days of the effective date of this agreement.
  5. 5You agree to give Credit Saint thirty ("30") days from the date you request a refund to allow Credit Saint adequate time to review your credit bureaus and audit your account to verify that no negative items have been removed from your account and to ascertain the reason for this occurring.
  6. 6Refund audits must be requested between 91 and 120 days from the receipt of your first payment, which activates your account. If you choose to continue in the program beyond 120 days, you waive the right to request a refund.

Guarantee questions

Which plans include the guarantee?

All 3 plans: Credit Polish, Credit Remodel and Clean Slate.

When can I request a refund?

Between day 91 and day 120 after your first payment. Call your service specialist so we can verify your identity.

What does the guarantee cover?

If you don't see any questionable items deleted from your credit in your first 90 days, you're entitled to a full refund, subject to the terms on this page.

Does the guarantee mean my credit will be fixed in 90 days?

No. It means you should see some questionable negative items deleted in that period or get your money back. Credit repair companies cannot promise a specific result or score increase.

Start your credit repair today

Plans from $79.99 a month. Every plan includes the 90-day money-back guarantee.

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