Credit repair since 2004, built around the client

Why Credit Saint

Credit is stressful and confusing, so we go out of our way to make the process simple and to keep clients informed. Every client works with a trained credit specialist who reviews all 3 reports, explains what's there in plain language, and builds a dispute plan around the client's goals, whether that's a mortgage, a car loan, an apartment or just a better score.

We don't believe in mass-produced dispute letters. The bureaus and creditors handle millions of disputes a month and are built to process them, so every challenge we send is written for the specific item and the specific reason it appears inaccurate or unverifiable. We also contact creditors and collectors directly, request debt validation, and send goodwill requests where they make sense.

How we work

• We follow the law. We operate under the Credit Repair Organizations Act: a written contract, no fees before services are performed, and a 3-business-day right to cancel.
• We're straight with you. We can't remove accurate, timely, verifiable information, and no one can promise a specific score. We'll tell you what we can challenge and what we can't.
• We stand behind the work. Every plan includes our 90-day money-back guarantee.
• We teach. Our resource hub publishes free guides and sample letters for anyone who wants to do it themselves.

Contact

Credit Saint, LLC
250 Pehle Ave, Suite 200, Saddle Brook, NJ 07663
Phone 1-877-637-2673, fax 1-888-400-4679

Interested in joining the team? See careers at Credit Saint.