Compare
Compare credit repair companies
Prices, setup fees, guarantees and coverage, side by side. Every comparison uses each company's own published pricing, checked against their website.
CompanyMonthly priceSetup feeGuaranteeCompare
Lexington LawMonthly: $139.95 (one plan)Setup: $0 today, first payment after day 5None, cancel anytimeCredit Saint vs Lexington Law
The Credit ProsMonthly: $69 to $149Setup: $119 to $149 first work fee60 days: service extended, no refundCredit Saint vs The Credit Pros
CreditRepair.comMonthly: $49.95 to $119.95Setup: $119.95 first work fee (Advanced)None statedCredit Saint vs CreditRepair.com
The Credit PeopleMonthly: $99 to $119, or $599 flat for 6 monthsSetup: None shownNot charged for the month you cancelCredit Saint vs The Credit People
Sky Blue CreditMonthly: $79 to $119Setup: $0 today, setup fee on day 690-day refund, capped at amount paidCredit Saint vs Sky Blue Credit
Competitor pricing as published on each company's website, checked October 2026. Prices change; confirm before you sign up.
How to compare credit repair companies
- Total cost over 6 months, not just the monthly price. Add the setup or first work fee.
- Guarantee terms. What triggers a refund, and when you have to ask for it.
- CROA compliance. A written contract, no fees before work is done, and a 3-day right to cancel. See how to spot a legitimate company.
- Coverage. Credit Saint serves 45 states and doesn't operate in Kansas, Maine, Mississippi, Oregon, South Carolina, Washington, D.C..
Start your credit repair today
Plans from $79.99 a month. Every plan includes the 90-day money-back guarantee.